If you have a Texas Driver License and somebody has called you or sent you a letter threatening the suspension of your driver license over an auto accident, it is highly possible that it could actually happen, but it is just as probable that the person making the threat doesn’t actually understand the rules as they apply in Texas. Only the Texas Department of Public Safety can suspend your driver license (and the DPS doesn’t call people to advise of a pending suspension, they will send a written notice). What an individual, insurance, or subrogation company can do is request the suspension of your license in accordance with Chapter 601 of the Texas Transportation Code, and there are a lot of exceptions and rules that have to be followed (it is notable that if you don’t have a license, a proper request will keep you from getting one, and the suspension is supposed to affect your registration, too).
If the person calling you is an insurance company or subrogation firm, they probably know how to get you suspended, and it is not required that you be sued. You can lose your license, registration, and ability to get a license even
Part of successfully insuring your truck is making sure that you avoid accidents. Obviously, the reason you choose premium commercial truck insurance is so that you do not have to worry about getting out of a sticky situation when you do need it.
But there are precautions you can take that will help prevent an accident from ever happening, so that you will not have to deal with filling out forms, getting your truck repaired, having your claims checked, or recovering from an injury.
Here are some common truck maintenance procedures that will help relieve long-term stress.
1) Change the oil: Sometimes, the simplest things cause the most trouble. While every automobile requires its oil to be changed, it is often ignored. And commercial vehicles are pushed even harder than private ones, making this trivial task even more essential. A good rule of thumb is to change the oil every 2 to 3 thousand miles with high quality motor oil.
2) Rotate and replace tires: One of the most dangerous accidents occurs when large semi-trucks blow a tire and skid off the road. Without proper traction, it is difficult for the truck driver to control, and semis can cause a
Auto Insurance Advice? Talk to an Expert
You own a classic, a vintage automobile, and youre clueless about how to insure it. So you ask around. “Everyone has an opinion on anything and everything, even auto-insurance,” you tell yourself. Your neighbor has one, your co-worker has some insights, and even your know-it-all brother-in-law probably has a volume dedicated to this topic. But really, unless theyre industry insiders, what do they know? Countless times, we exhaust ourselves trying to avoid talking to an expert, probably out of fear that we might get sucked into a bad deal. Honestly, the best resource to ask about auto-insurance is the auto-insurance agent or specialist.
How can this guy be any different from the persons mentioned above? Well, for one, it is HIS JOB to give you more accurate information on quotes on the type of policy and coverage you need. After all, hes the inside man. Needless to say, you dont own a classic and just helplessly lose it to a nasty smashup or, God forbid, theft. That piece of heaven on four wheels should not be left on its own. We all know that it is going to be more than just the money